And while I’m exhausted and completely worn out, I have this deep sense of joy and satisfaction that is carrying me through. I think this is what Dave Ramsey is talking about when he references the “little wins” when you first get started on your debt free journey that will keep you going. So tonight,…… Continue reading I met my $25,000 Safety Net Goal!
The time has come, I’m nearing the end of my safety net goal, and I feel a bit lost. Maybe it’s fatigue, maybe it’s denial, but this just doesn’t seem possible that I’m about to reach $25k in savings. Looking at the more than $22,000 in my savings account this morning, I couldn’t help but…… Continue reading Safety Net: Almost there!
Today I reached 89% of my safety net goal. And I’m losing steam. I’m tired, ya’ll. I haven’t blown a budget or done anything super crazy since I started working at this new job in October. But I want to. I want so badly to go out for dinner and order whatever I want. I want…… Continue reading Close to the goal and losing steam
Today is payday and that means another safety net deposit! I fully acknowledge how fortune I am to be able to have a strong enough salary that I’m able to have money left over each pay day. I know not all are this fortunate. And because of that, I vow never to take it for…… Continue reading Step 2 Update: $18,000
Oh Cash Envelopes. How I love you. It’s been a while. We used to travel everywhere together. Never leaving home without you. Always excited to fill you on payday. And now, old friend, we’ve drifted. Over the past month or so I’ve fallen off the cash envelope bandwagon. I’m not sure how the slip-ups started. Never really…… Continue reading Cash Envelopes: They only work if you use them
Progress on the safety net goal was slower this month. With electrical work and a mini garage makeover, I wasn’t able to throw my usual $3k/month down. But happy to report I was able to hit $17,800 despite limited funds! I haven’t blogged an update on Step 2 in a while but if you’ve been…… Continue reading Step 2 Update: $17k
My finances have been a bit…uhh, sloppy this month… I’ve banked with Chase since 2011, but a while back I decided I wanted to move my checking account to a local credit union. Over the past few years, Chase made thousands off of my own stupidity (credit card debt). And I wanted to break up. I’m new…… Continue reading Moving to a Credit Union